First Heritage Co-Operative Credit Union Ltd

Value Smart Information
• First Heritage Co-operative Credit Union Limited (FHC) was founded in 2012
• Over 100 years of combined industry experience through merged organizations, Churches Co-operative Credit Union Limited, GSB Co-operative Credit Union Limited and St. Thomas Co-operative Credit Union Limited
• A member of Jamaica Co-operative Credit Union League Limited & The Caribbean Microfinance Alliance (CMFA)
• Some of the loans offered:
- Business loans
- Pay day loan
- Debt consolidation
- Education loans
- Home choice (Home Equity)
- Home improvement
- Micro & small business
- Motor vehicle
- Mortgage loans
• Online loan application service
• Online loan calculator
• Same day approval & disbursement service – conditions apply
• Loan repayment option: salary deduction
• Some of the loan requirements: membership, TRN, valid photo ID, proof of address
• Multiple locations
• Other services offered:
- Remittances (MoneyGram, JMMB Money Transfer)
- Skills Bank
- ABM Card
- A Bank of Jamaica licensed Cambio
• Look at the reviews – Facebook
• Corporate Social Responsibility:
- GSAT scholarships available to assist students from 1st form up to 5th form
- Tertiary scholarships available (Renald Mason & Oswald Thorbourne)
- Special education grants
- Entrepreneur grants
- “50/50 Jamaica Campaign” presented fifty thousand dollars ($50,000) to fifty (50) basic schools across the island totalling $2.5M

Website: www.fhccu.com
Email: info@fhccu.com
Facebook: www.facebook.com/FHCCU/
Twitter: https://twitter.com/FHCCU
Youtube: www.youtube.com/user/fhccu

Location
Head Office
8-10 Eureka Road
Kingston 5
(corner of Ripon & Eureka roads)
Phone: (876) - 929-5142 / Fax: 926-2683
Opening Hours:
Monday - Friday
7:30am - 3:00pm